We start with the figure of the day: 20%. This is the percentage of taxpayers who still have to pay housing tax this year. One in five households is therefore called upon to pay local tax one last time, since the latter will be definitively abolished in 2023. And for these audiences, the clock is ticking: the payment deadline is set for Tuesday, November 15 . A “deadline” which however only concerns non-dematerialized means of payment, such as cash. For the others, the tax authorities grant an extension, until Sunday, November 20. More information on our website.
We continue with practical information. At a time when access to real estate credit is becoming very complicated for households, it is more than advisable for owners who put their property up for sale to check the solvency of potential buyers. A possible refusal of a loan for a buyer is in effect automatically overturning a real estate transaction (it is a condition precedent). But let sellers be reassured: there are solutions to check the solvency of potential buyers before signing the sales agreement. Discover them on Capital.fr.
We continue with unusual information. A method, currently under study, would make it possible to check the condition of the bridges and to secure them, if necessary, much more quickly and at a lower cost than with current methods. Its originality: it is based on the transmission of data collected by our personal smartphones to engineers. Developed by American researchers, this system collects accelerometer data from smartphones installed in cars crossing bridges. All the details on this innovation can be read on our website.
To finish, Word of the Day : the retirement savings plan (PER) has replaced the Perp, Préfon and Madelin contracts since the end of 2019. Its advantages: it is transferable from one institution to another and allows exit in the form of capital. Nevertheless, with some exceptions, the money is blocked until retirement. On the tax side, the PER allows you to deduct the payments from your income. But savings are taxed on exit. Do you have any interest in opting for this savings product? Subscription, management, taxation… Capital.fr takes stock of the PER.
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