It is a dilemma of which capitalism has the secret: the low price or solidarity. And this time, it is played on insurance, borrower insurance, the one that we are obliged to take out when taking out a mortgage. Each month it is a small withdrawal, almost painless, but reduced over the total duration of the loan, that makes a sum: 7,000 euros on average for a thirty-something who goes into debt for his main residence, 45,000 euros for a couple of 45 years old (estimate by price comparison Magnolia).
Two models of society are opposed
On November 25, MEPs will debate a bill that allows this type of contract to be terminated at any time in order to take a cheaper one. No need to wait for the anniversary date. The objective of this text, carried by Patricia Lemoine, member of the Agir ensemble group, and supported by Bruno Le Maire, is clear: to lower prices, thanks to competition, by taking, hopes the legislator, on the banks’ margin. , which provide 87% of loans.
The price is good, but solidarity is half
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