Don’t get overwhelmed by the schedule. As the end of the year approaches, many of you are concerned about managing your savings. All the reasons are good: to put money aside to afford a deserved vacation, to clean up your investments and, of course, to invest.
Whatever your ambitions, respecting the schedule is imperative. In fact, when it comes to savings, there is a before and after December 31st. Take the case of life insurance. The holders of a contract of more than eight years benefit from a tax deduction on the part of the interest of a redemption: 4,600 euros for a single person, 9,200 euros for a couple. If you need money, this tax allowance – which does not concern social security contributions (17.2%) – is a tool to use, as long as your operation is well recorded before the end of the year.
The transfer of life insurance, an unfinished revolution
Otherwise, you will use the abatement for 2022, without possible catching up with that of 2021. Better
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